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	<title>The Heartland Insurance Blog</title>
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	<description>Hints, Tips and Relevant News from Heartland Insurance Brokers</description>
	<lastBuildDate>Wed, 08 Feb 2012 14:41:34 +0000</lastBuildDate>
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		<title>The Heartland Insurance Blog</title>
		<link>http://heartlandinsurance.wordpress.com</link>
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		<title>The Construction Supply Chain – everyone must play their part in health &amp; safety</title>
		<link>http://heartlandinsurance.wordpress.com/2012/02/08/the-construction-supply-chain-everyone-must-play-their-part-in-health-safety/</link>
		<comments>http://heartlandinsurance.wordpress.com/2012/02/08/the-construction-supply-chain-everyone-must-play-their-part-in-health-safety/#comments</comments>
		<pubDate>Wed, 08 Feb 2012 14:41:31 +0000</pubDate>
		<dc:creator>James Trevis</dc:creator>
				<category><![CDATA[Health and Safety]]></category>
		<category><![CDATA[Risk Management]]></category>
		<category><![CDATA[Construction]]></category>
		<category><![CDATA[Construction Health and Safety]]></category>
		<category><![CDATA[Construction Risk assesment]]></category>
		<category><![CDATA[Contractor Insurance]]></category>

		<guid isPermaLink="false">http://heartlandinsurance.wordpress.com/?p=407</guid>
		<description><![CDATA[A case in Scotland, which recently resulted in three companies being fined over the same incident, provides a reminder of the health and safety responsibilities of all firms involved in any part of the construction supply chain, not just the contractor. The companies were – between them – fined over £300,000 following a fall of [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=heartlandinsurance.wordpress.com&amp;blog=14332037&amp;post=407&amp;subd=heartlandinsurance&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Complimentary Risk Management Analysis</title>
		<link>http://heartlandinsurance.wordpress.com/2012/02/03/complimentary-risk-management-analysis/</link>
		<comments>http://heartlandinsurance.wordpress.com/2012/02/03/complimentary-risk-management-analysis/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 10:20:46 +0000</pubDate>
		<dc:creator>James Trevis</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Risk Management]]></category>
		<category><![CDATA[Action Pro]]></category>
		<category><![CDATA[Disaster Recovery Plan]]></category>
		<category><![CDATA[Heartland Insurance Brokers]]></category>
		<category><![CDATA[Heartland Risk Management]]></category>
		<category><![CDATA[Risk Management Software]]></category>

		<guid isPermaLink="false">http://heartlandinsurance.wordpress.com/?p=284</guid>
		<description><![CDATA[Heartland has teamed up with &#8216;Action Pro&#8217;, a powerful software system which analyses &#8220;risk&#8221; within a business. A number of simple questions are asked about a clients business and their management practices. Based on the response to these questions, a detailed report highlighting key areas of risk and ways to better protect the business is generated. Key Areas [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=heartlandinsurance.wordpress.com&amp;blog=14332037&amp;post=284&amp;subd=heartlandinsurance&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://heartlandinsurance.wordpress.com/2012/02/03/complimentary-risk-management-analysis/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">jtrevis</media:title>
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			<media:title type="html">risk</media:title>
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		<title>Midlands broker reflects on a year of record growth and additions to the team</title>
		<link>http://heartlandinsurance.wordpress.com/2011/12/02/midlands-broker-reflects-on-a-year-of-record-growth-and-additions-to-the-team-2/</link>
		<comments>http://heartlandinsurance.wordpress.com/2011/12/02/midlands-broker-reflects-on-a-year-of-record-growth-and-additions-to-the-team-2/#comments</comments>
		<pubDate>Fri, 02 Dec 2011 12:09:45 +0000</pubDate>
		<dc:creator>James Trevis</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Midlands Insurance Broker]]></category>
		<category><![CDATA[Midlands Insurance Broker; Heartland Midlands Ltd; Brian Weetman]]></category>

		<guid isPermaLink="false">http://heartlandinsurance.wordpress.com/?p=261</guid>
		<description><![CDATA[With a stagnant UK economy all businesses have to be cautious in their approach to business planning. Growth is hoped for but cannot be taken for granted. So it is particularly pleasing that Heartland Midlands Ltd, a Chartered Commercial Insurance Broker based in Warwickshire, can report another year of record growth. Brian Weetman, MD of [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=heartlandinsurance.wordpress.com&amp;blog=14332037&amp;post=261&amp;subd=heartlandinsurance&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">jtrevis</media:title>
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		<media:content url="http://heartlandinsurance.files.wordpress.com/2011/12/dscf5222a.jpg?w=1014" medium="image">
			<media:title type="html">New Starters at Heartland</media:title>
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	</item>
		<item>
		<title>Heartland Midlands Limited urges vehicle owners to be vigilant</title>
		<link>http://heartlandinsurance.wordpress.com/2011/11/28/heartland-midlands-limited-urges-vehicle-owners-to-be-vigilant/</link>
		<comments>http://heartlandinsurance.wordpress.com/2011/11/28/heartland-midlands-limited-urges-vehicle-owners-to-be-vigilant/#comments</comments>
		<pubDate>Mon, 28 Nov 2011 10:42:19 +0000</pubDate>
		<dc:creator>James Trevis</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Risk Management]]></category>
		<category><![CDATA[CAT theft]]></category>
		<category><![CDATA[Catalytic Converter Theft]]></category>
		<category><![CDATA[Motor Fleet Insurance]]></category>
		<category><![CDATA[Vehicle insurance]]></category>

		<guid isPermaLink="false">http://heartlandinsurance.wordpress.com/?p=257</guid>
		<description><![CDATA[Chartered Commercial Insurance Broker, Heartland Midlands Limited, has noted a significant increase in claims from clients concerning the Theft of Catalytic Converters (CATs) from company vehicles. Across the country similar reports of these thefts are on the rise. This is all down to the precious metals inside. CATs contain Platinum, Palladium or Rhodium which are [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=heartlandinsurance.wordpress.com&amp;blog=14332037&amp;post=257&amp;subd=heartlandinsurance&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://heartlandinsurance.wordpress.com/2011/11/28/heartland-midlands-limited-urges-vehicle-owners-to-be-vigilant/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">jtrevis</media:title>
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		<title>Heartland Ironman &#8220;up for the challenge&#8221;</title>
		<link>http://heartlandinsurance.wordpress.com/2011/11/25/heartland-ironman-up-for-the-challenge/</link>
		<comments>http://heartlandinsurance.wordpress.com/2011/11/25/heartland-ironman-up-for-the-challenge/#comments</comments>
		<pubDate>Fri, 25 Nov 2011 11:15:40 +0000</pubDate>
		<dc:creator>James Trevis</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Brian Weetman]]></category>
		<category><![CDATA[challenge henley]]></category>
		<category><![CDATA[Heartland Insurance Brokers]]></category>
		<category><![CDATA[heartland ironman]]></category>
		<category><![CDATA[henley on thames ironman]]></category>

		<guid isPermaLink="false">http://heartlandinsurance.wordpress.com/?p=249</guid>
		<description><![CDATA[Insurance can be a challenge for many businesses. Often we need to challenge insurers for our clients. However when it comes to a challenge, our MD takes them in his stride, or stroke or pedal for that matter. Heartland’s Brian Weetman (right) has recently completed “Challenge Henley” an Ironman distance triathlon event comprising a 2.4 [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=heartlandinsurance.wordpress.com&amp;blog=14332037&amp;post=249&amp;subd=heartlandinsurance&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://heartlandinsurance.wordpress.com/2011/11/25/heartland-ironman-up-for-the-challenge/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">jtrevis</media:title>
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			<media:title type="html">ironman</media:title>
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		<item>
		<title>Civil Disturbances</title>
		<link>http://heartlandinsurance.wordpress.com/2011/11/03/civil-disturbances-3/</link>
		<comments>http://heartlandinsurance.wordpress.com/2011/11/03/civil-disturbances-3/#comments</comments>
		<pubDate>Thu, 03 Nov 2011 12:10:29 +0000</pubDate>
		<dc:creator>James Trevis</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Risk Management]]></category>
		<category><![CDATA[Business continuity]]></category>
		<category><![CDATA[Civil disturbances]]></category>
		<category><![CDATA[Heartland Insurance]]></category>
		<category><![CDATA[Riots and Protests Insurance]]></category>

		<guid isPermaLink="false">http://heartlandinsurance.wordpress.com/?p=245</guid>
		<description><![CDATA[Nationwide Riots, Protesters at Traveller&#8217;s Sites and now camping protesters at St Pauls. What next? All of these things will, hopefully, not have affected your business but, there seems to be a growing trend of civil disturbance; most, thankfully, benign. Remember the health and safety of your staff and others that may be affected by [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=heartlandinsurance.wordpress.com&amp;blog=14332037&amp;post=245&amp;subd=heartlandinsurance&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://heartlandinsurance.wordpress.com/2011/11/03/civil-disturbances-3/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">jtrevis</media:title>
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		<item>
		<title>Firework Precautions</title>
		<link>http://heartlandinsurance.wordpress.com/2011/11/03/firework-precautions/</link>
		<comments>http://heartlandinsurance.wordpress.com/2011/11/03/firework-precautions/#comments</comments>
		<pubDate>Thu, 03 Nov 2011 11:56:23 +0000</pubDate>
		<dc:creator>James Trevis</dc:creator>
				<category><![CDATA[Health and Safety]]></category>
		<category><![CDATA[Risk Management]]></category>
		<category><![CDATA[Firework Insurance Advice]]></category>
		<category><![CDATA[Firework Precautions]]></category>
		<category><![CDATA[Heartland (Midlands)]]></category>

		<guid isPermaLink="false">http://heartlandinsurance.wordpress.com/?p=234</guid>
		<description><![CDATA[Anti-social behaviour associated with the firework period has become a major issue for many communities in the UK. Halloween and bonfire night for example, and the days running up to them, are traditionally some of the busiest nights of the year for the police, the fire brigade and other agencies. The anti-social use of fireworks [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=heartlandinsurance.wordpress.com&amp;blog=14332037&amp;post=234&amp;subd=heartlandinsurance&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://heartlandinsurance.wordpress.com/2011/11/03/firework-precautions/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">jtrevis</media:title>
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		<title>Protecting your business this winter</title>
		<link>http://heartlandinsurance.wordpress.com/2011/11/03/protecting-your-business-this-winter/</link>
		<comments>http://heartlandinsurance.wordpress.com/2011/11/03/protecting-your-business-this-winter/#comments</comments>
		<pubDate>Thu, 03 Nov 2011 11:42:22 +0000</pubDate>
		<dc:creator>James Trevis</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Risk Management]]></category>
		<category><![CDATA[Burst Pipe Insurance]]></category>
		<category><![CDATA[Escape of Water]]></category>
		<category><![CDATA[Frozen Pipes]]></category>
		<category><![CDATA[Heartland Insurance Brokers]]></category>
		<category><![CDATA[Winter Driving Tips]]></category>

		<guid isPermaLink="false">http://heartlandinsurance.wordpress.com/?p=224</guid>
		<description><![CDATA[Last year many businesses weren&#8217;t ready for the cold snap. This year take a few simple steps to help your business make it through the winter months without disruption and extra expense. Heartland, with its insurer partners, is distributing two useful downloads. Please click on the PDFs below: 1) Protecting against Frozen and Burst Pipes. [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=heartlandinsurance.wordpress.com&amp;blog=14332037&amp;post=224&amp;subd=heartlandinsurance&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://heartlandinsurance.wordpress.com/2011/11/03/protecting-your-business-this-winter/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">jtrevis</media:title>
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		<title>Government to Ban Referral Fee Income</title>
		<link>http://heartlandinsurance.wordpress.com/2011/09/09/government-to-ban-referral-fee-income/</link>
		<comments>http://heartlandinsurance.wordpress.com/2011/09/09/government-to-ban-referral-fee-income/#comments</comments>
		<pubDate>Fri, 09 Sep 2011 11:31:34 +0000</pubDate>
		<dc:creator>James Trevis</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Government to Ban Referral Fees]]></category>
		<category><![CDATA[Heartland Insurance Brokers]]></category>
		<category><![CDATA[Insurance referral fees]]></category>
		<category><![CDATA[no win no fee motor insurance claims]]></category>

		<guid isPermaLink="false">http://heartlandinsurance.wordpress.com/?p=214</guid>
		<description><![CDATA[The government has pledged to ban the use of referral fees as part of what it calls its commitment to curb compensation culture. The government has said it will ban the payment of referral fees in personal injury cases as the current arrangements had led to high costs, encouraged a compensation culture and led to [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=heartlandinsurance.wordpress.com&amp;blog=14332037&amp;post=214&amp;subd=heartlandinsurance&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">jtrevis</media:title>
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		<title>Environmental Liability Insurance</title>
		<link>http://heartlandinsurance.wordpress.com/2011/08/19/environmental-liability-insurance/</link>
		<comments>http://heartlandinsurance.wordpress.com/2011/08/19/environmental-liability-insurance/#comments</comments>
		<pubDate>Fri, 19 Aug 2011 10:45:12 +0000</pubDate>
		<dc:creator>James Trevis</dc:creator>
				<category><![CDATA[Product Focus]]></category>
		<category><![CDATA[Environmental Damage (Prevention and Remediation) Regulations]]></category>
		<category><![CDATA[Environmental Insurance]]></category>
		<category><![CDATA[Environmental Liability Insurance]]></category>
		<category><![CDATA[Heartland Insurance]]></category>
		<category><![CDATA[Pollution Insurance]]></category>

		<guid isPermaLink="false">http://heartlandinsurance.wordpress.com/?p=210</guid>
		<description><![CDATA[Both legislative changes and increased pressure for businesses to behave in a social, ethical and environmentally responsible way has led to an increase in demand for companies to purchase Environmental Liability insurance (EIL). Whilst this type of cover is not compulsory at present, the Environmental Damage (Prevention and Remediation) Regulations of 2009 have introduced new [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=heartlandinsurance.wordpress.com&amp;blog=14332037&amp;post=210&amp;subd=heartlandinsurance&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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